A Ground-Up Construction Lender for Serious Investors

Algent offers short-term construction loans for businesses, builders, developers, and real estate investors ready to secure capital for new opportunities. If your goal is to retain the property after the project is complete, Algent also offers a seamless transition into longer-term financing.
Whether you’re building a mixed-use space on vacant land or looking to tackle a full tear-down and rebuild, Algent is prepared to serve as your ground-up construction lender.
Borrowers can expect:
- A fast loan process to secure time-sensitive real estate transactions
- An efficient, streamlined construction draw process
- Ongoing support through final payout and project completion
Flexible Terms and Competitive Interest Rates
Algent offers a variety of advantages for our new construction loan borrowers:

Single Family property investors with 1-4 units

Loan amounts up to $2.5 million

12-month terms

Fixed rate balloon notes: Interest-only

Options for purchase and rate & term

Close in as fast as 8 days

Requirements for New Construction Loans
- Minimum 660 FICO
- Maximum of two 30-day past due payments in the last 24 months
- No short sales, deed in lieu agreements, foreclosures, bankruptcy discharges or dismissals within the past 36 months
- Property cannot be owner occupied; investment properties only