OUR LENDING PROCESS
Securing a competitive deal will often hinge on your lender’s timeliness. With the ability to fund loans in as fast as 8 days, our process moves quickly so you can, too.
Loan Application (Day 1)
Collect borrower and property information; identify product and pricing options; issue disclosures.
Processing (Day 3)
Order appraisal and title reports; review borrower and property details; prepare file for submission to underwriting.
In-House Underwriting (Day 5)
Conduct borrower and property due diligence; review budget and scope of work.
Closing & Funding (Day 8)
Distribute closing documents; disburse funds net of renovation holdbacks.
Post-Closing Rehab (and Construction) Draw Process
Review third-party property inspection; validate rehab work conducted; issue draw approval and release funds.
Refinance
Borrower either repays the loan from the proceeds of the property sale or refinances into a longer-term loan.